The UBG consensus plan uses consensus mechanisms such as lock-up mining and transaction mining based on blockchain technology and token economy to solve the problem that multi-service platforms in the existing financial field cannot be connected in series and the process of digital asset value exchange is full of obstacles , Various revenue models cannot coexist, digital assets cannot be integrated into the real economy, and ecological user consensus foundation is poor. These five core problems will help build a new and comprehensive decentralized digital asset basic service platform to promote the integration of digital assets and the real economy. , to help digital assets play a more important role in the real economy.