SmartCredit.io is a DeFi lending solution created by Swiss bankers. SmartCredit.io's DeFi lending provides low mortgage rates for borrowers; personal fixed income funds for lenders; API & widgets for integrators; no floating interest rates; higher interest rates for lenders. SmartCredit.io's vision is to provide the key components of a blockchain-based alternative financial system - crypto lending, fixed income funds and aggregators.
SmartCredit.io Token is a utility token and loyalty token on the SmartCredit.io platform. It can be used as collateral for borrowing, voting, governance, customer-centric innovation, and liquidity mining.