The Kika protocol is a money market smart contract that supports various HRC20 tokens. Users can deposit any HRC20 token into the contract and earn interest from borrowers. In order to meet borrowing needs, users need to deposit backing assets as collateral before taking out Kika loans.
KIKA token holders will be able to participate in protocol governance through off-chain voting. Corporate governance votes can change various parameters (collateral ratios, affinity factors, etc.).
The KIKA token is both a governance token and a utility. In the initial stage of the platform launch, KIKA will be mainly used for community governance voting of the Kika protocol. Starting from the 29th day after the launch of liquidity mining, a certain percentage of KIKA tokens are required as deposit certificates to participate in mining.

Kika has many advantages:
Widely adopts various HRC20 standard token assets.
Risks are isolated between different pools.
Created the ability to short margin on a large number of tokens.
Fair distribution without pre-mining.