HGS is the English acronym for Hawthorn Guardian System Hawthorn Guardian Platform. It is a token used by the Guardian mutual aid chain platform established and operated by the Singapore Hawthorn Foundation. HGS aims to build a community mutual aid ecosystem based on the blockchain community and supported by blockchain technology through mutual insurance. With the help of integral tokens, HGS unites the mutual insurance contract market and global insurance supermarkets to establish an insurance ecosystem belonging to Guardian. In this system, there are multi-currency wallets, smart contracts, and distributed ledgers to build a mutual guarantee contract market with multi-party assistance, joint supervision, and mutual assistance and win-win results. Holders of HGS can lock the HGS in their wallets, redeem the points (DT) in the insurance mall of the partner institution, and use the points (DT) to purchase insurance products in the global insurance mall. At the same time, HGS holders can also lock the circulating HGS in the wallet, apply to become an insurance business agent of a cooperative institution, sell insurance products, and obtain sales gold.