FIO Protocol (FIO Protocol) is committed to becoming the HTTP of the Internet, making the blockchain easier and more convenient. FIO is a Delegated Proof-of-Stake (DPOS) blockchain used as a utility protocol, acting as a wallet, exchange, crypto payment processor, and various applications (a cryptocurrency that handles workflow, data, and transaction confirmation on other blockchains) application) to a unified standard. Specifically, FIO Protocol provides:
FIO address: cross-chain, "human-readable" wallet address, users do not need to view or use complex blockchain public addresses.
FIO Requests: Decentralized payment requests including invoices, shopping carts, or messages reminding roommates to split rent, available across all blockchains.
FIO data: similar cross-chain metadata such as invoices, shopping carts or messages, applicable to any pass/token.
The FIO protocol will also support functions such as periodic payments, apportionment of bills, obtaining multi-signature request paths, and may even meet the compliance requirements of the "Travel Rule".