FintruX Network provides borrowers with reputable lenders and servicers, save money at low interest rates, and get loans quickly without asset collateral. FintruX Network conducts decentralized financing through credit ratings, establishes an ecosystem with high transparency, low risk and high efficiency, ensuring that all participants are profitable. FTX tokens can be used to access the platform, pay for services, receive exclusive offers and rewards.

Project mission and vision

Our mission is to provide simple and convenient trustless money lending services for borrowers and investors.
Our vision is to promote an ecosystem that maximizes the flow of funds and wins for all participants.

Project advantages

Open Ecosystem
The FintruX network cooperates with rating agencies (such as identity, KYC/AML, credit scoring, credit models, payments) to provide lenders with multiple options to Make a loan. These agencies all play a role in our instant matching of lenders and borrowers.
Decentralized reputation rating
We provide a decentralized review platform for all participants based on Ethereum smart contracts. Borrowers can now rate lenders and have a reliable source of comparison between different lenders. The same is true for lenders, with ratings and reviews now available for borrowers and institutions; these can be used to assess credit risk.
Tokens as transaction fees
Many services still charge upfront license fees, annual maintenance fees and hourly customization fees. FintruX Network will convince our lenders to collect loans by trading in FTX tokens. This removes the entry barrier and optimizes the entry experience.
Decentralized Ethereum blockchain technology
The Ethereum blockchain offers the highest availability. It is decentralized identity and privacy security. Smart contracts are not prone to failure as contracts are stored in a distributed ledger, so there is no risk of misplacement or loss of customer contracts Records are immutable and censorship is flexible Documents are fully vetted and even project details are available upon request The location and terms cannot be changed, and the risk of users being scammed is small.
Many systems are architected as platforms
Smart contracts provide transparency to borrowers and lenders clearly visible on a user-friendly interface. Both parties can scrutinize the current performance of each contract.
Our platform is not composed of huge programmatic smart contracts processing millions of borrower contracts, fully customizing each borrower's contract and simplifying "if...then...else" statements and not The necessary code
is used. This provides a huge time and cost advantage over other P2P lending platforms.
No-code development and instant deployment
Our smart contracts do not need to be written by hand. Turning Robocoder's low-code development platform into no-code development can present all possible contract combinations as a user interface to borrowers and lenders. State-of-the-art code is generated and deployed in real-time. Therefore, this eliminates human error.
Every fund on the FintruX network is governed by its smart contract, a fully documented legal agreement. It automates management, eliminating human error while reducing risk.
Unsecured Loans With Unprecedented Risk Reduction
FintruX's Cascade Credit Enhancement feature offers unprecedented risk reduction for unsecured loans, making it easier to borrow at affordable rates. This is ideal for the underserved - by unlocking funding for small businesses that need it most, especially startups.

Technical Overview

FinderX Network is one of the world's first decentralized applications powered by Ethereum and code-free development.
The FintruX network architecture is a highly scalable and reliable combination of the latest technological advancements in blockchain, user experience, client and server-side approaches.
Traditional automation tries to resolve any possible transaction with a system. The resulting programs are very complex with millions of "if-then-else" statements. The FintruX network is changing the programming paradigm. We generate a unique program (“smart contract”) for each borrower contract, which is deployed in real-time on the blockchain through a configurable interface.
What this means for us programmers: Before, we used to make all our programs flexible, without hardcoding; Customize for one scene, one situation, one event.
A smart contract becomes a binding agreement between participants - unambiguous, immutable, and does not require arbitration.

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