FIC is a distributed application protocol. It uses blockchain technology to build a safe and efficient decentralized credit investigation network. It provides credit deposit certificates and credit inquiry services for both borrowers and lenders, and solves the problem of data authenticity and credit in the traditional lending industry. The problem of lack of system. FinCredit Protocol applies blockchain technology to empower the real economy, and it has been officially put into operation at the end of 2018. In the future, FIC will create an independent public chain, and finally realize the ultimate vision of local financial needs and global convenient and fast financial services.