Deficliq is one of the first companies to provide both secured and unsecured loans. It combines p2p and traditional loan methods, adds DAO (off-chain governance), pledge and other functions, and realizes interoperability on Polkadot. "cliq" is derived from "Click", which means that all major services can be provided to customers in just a few clicks. The CLIQ token is the native token of the platform and entitles to several exclusive benefits including voting and governance. Token holders also receive value exchange for collateralized and non-collateralized loans. Token holders can stake some or all of their CLIQ tokens for huge benefits. Holders will enjoy several economic incentives and community involvement, as well as participation in reward and incentive programs. They will be informed about the project and can participate in guiding and shaping the future of the project.