AFC credit chain is the underlying technology of blockchain based on IBM HyperLeger Fabric technology, combined with artificial intelligence technology, it is oriented to credit prediction in the financial field, credit anti-fraud, and an ecosystem of credit history records. Through this ecosystem, build a decentralized risk management and transaction management platform across multiple financial fields. In the early stage of its construction, it will provide credit analysis, risk prediction, transaction matching and other services for financial businesses and financial transactions such as insurance, funds, and microfinance. After business platformization and data scale, further business services such as credit records, credit ratings, and credit indices will be provided.